Move the numbers around until it looks like your life. This is an estimate, and a good one, but the only figure that counts is the one on a written pre-approval.
An estimate only. Taxes are figured at 1.25 percent and insurance at 0.35 percent of the price per year, and both vary quite a bit by state and by property. Mortgage insurance, association dues and any assistance program are not included. Your written pre-approval will carry the real numbers.
A written pre-approval, often back within the hour.
